Rate Updates Archives - Scene Finance https://scenefin.au/category/rate-updates/ Thu, 24 Jul 2025 01:01:18 +0000 en-AU hourly 1 July Rate Update | SMSF, NDIS & Co-Living Options https://scenefin.au/july-rate-update-smsf-ndis-co-living-options/ Thu, 24 Jul 2025 00:44:48 +0000 https://scenefin.au/?p=1066 Snapshot Rate Guides | July 2025 Easy Refi Lending <60% <65% <70% <75% <80% Vibe Owner Occupied Easy Refi 5.69% 5.69% 5.69% 5.79% 5.79% Vibe Investment Easy Refi 5.99% 5.99% 5.99% 6.09% 6.09% Vibe Easy Refi SMSF | Residential 6.44% 6.44% 6.44% 6.54% 6.54% Vibe Easy Refi SMSF | Commercial 6.94% 6.94% 6.94% 7.04% 7.04%... Read more »

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]]> Snapshot Rate Guides | July 2025
Easy Refi Lending<60%<65%<70%<75%<80%
Vibe Owner Occupied Easy Refi5.69%5.69%5.69%5.79%5.79%
Vibe Investment Easy Refi5.99%5.99%5.99%6.09%6.09%
Vibe Easy Refi SMSF | Residential6.44%6.44%6.44%6.54%6.54%
Vibe Easy Refi SMSF | Commercial6.94%6.94%6.94%7.04%7.04%
Vibe Commercial Easy Refi7.49%7.59%7.69%8.09%8.41%
SMSF Rates | Residential<60%<70%<80%<90%
Zoom SMSF | Max loan $1.5M6.54%6.54%6.84%7.54%
Vibe SMSF | Max loan $3.5M6.59%6.69%6.69%6.79%
Vogue SMSF | Max loan $3M6.59%6.84%6.94%N/A
SMSF Rates | Commercial<60%<70%<80%<90%
Vibe SMSF | Max loan $3.5M7.09%7.19%7.29%7.29%
Zoom SMSF | Max loan $2M7.24%7.24%7.64%7.64%
Vogue SMSF | Max loan $3M7.44%7.64%7.74%N/A
Specialty Programs<70%<80%
Vibe Co-Living Lending7.55%7.65%
Vibe NDIS / SDA Lending7.55%7.66%
See all rates & programs >

The Flip Side (our other stuff)

Easy Refi for Owner Occupied or Investment, rates from 5.69% >
Commercial Easy Refi rates from just 7.49% >
NDIS lending including construction up to 80% LVR >
Co-Living lending including construction up to 80% LVR >
Owner Occupied lending up to 95% >
Investment lending up to 95% >
Lo Doc for residential or commercial securities >
Rural securities with large acreage >

Scenario Central…What is it? Where is it?

In a rush…don’t feel like reading, researching or maybe you just wanna chat and bounce ideas for your deals? 

Hit us up on our scenarios hotline… call 0414 494 444 …or alternatively hit the link below and tell us what you need in writing.

SEND US YOUR SCENARIO

The post July Rate Update | SMSF, NDIS & Co-Living Options appeared first on Scene Finance.

]]> June Rate Update | SMSF, NDIS & Co-Living Options https://scenefin.au/june-rate-update-smsf-ndis-co-living-options/ Tue, 24 Jun 2025 03:24:06 +0000 https://scenefin.au/?p=1060 Snapshot Rate Guides | June 2025 Easy Refi Lending <60% <65% <70% <75% <80% Vibe Owner Occupied Easy Refi 5.69% 5.69% 5.69% 5.79% 5.79% Vibe Investment Easy Refi 5.99% 5.99% 5.99% 6.09% 6.09% Vibe Easy Refi SMSF | Residential 6.44% 6.44% 6.44% 6.54% 6.54% Vibe Easy Refi SMSF | Commercial 6.94% 6.94% 6.94% 7.04% 7.04%... Read more »

The post June Rate Update | SMSF, NDIS & Co-Living Options appeared first on Scene Finance.

]]> Snapshot Rate Guides | June 2025
Easy Refi Lending<60%<65%<70%<75%<80%
Vibe Owner Occupied Easy Refi5.69%5.69%5.69%5.79%5.79%
Vibe Investment Easy Refi5.99%5.99%5.99%6.09%6.09%
Vibe Easy Refi SMSF | Residential6.44%6.44%6.44%6.54%6.54%
Vibe Easy Refi SMSF | Commercial6.94%6.94%6.94%7.04%7.04%
Vibe Commercial Easy Refi7.49%7.59%7.69%8.09%8.41%
SMSF Rates | Residential<60%<70%<80%<90%
Zoom SMSF | Max loan $1.5M6.54%6.54%6.84%7.54%
Vibe SMSF | Max loan $3.5M6.59%6.69%6.69%6.79%
Vogue SMSF | Max loan $3M6.59%6.84%6.94%N/A
SMSF Rates | Commercial<60%<70%<80%<90%
Vibe SMSF | Max loan $3.5M7.09%7.19%7.29%7.29%
Zoom SMSF | Max loan $2M7.24%7.24%7.64%7.64%
Vogue SMSF | Max loan $3M7.44%7.64%7.74%N/A
Specialty Programs<70%<80%
Vibe Co-Living Lending7.55%7.65%
Vibe NDIS / SDA Lending7.55%7.66%
See all rates & programs >

The Flip Side (our other stuff)

Easy Refi for Owner Occupied or Investment, rates from 5.69% >
Commercial Easy Refi rates from just 7.49% >
NDIS lending including construction up to 80% LVR >
Co-Living lending including construction up to 80% LVR >
Owner Occupied lending up to 95% >
Investment lending up to 95% >
Lo Doc for residential or commercial securities >
Rural securities with large acreage >

Scenario Central…What is it? Where is it?

In a rush…don’t feel like reading, researching or maybe you just wanna chat and bounce ideas for your deals? 

Hit us up on our scenarios hotline… call 0414 494 444 …or alternatively hit the link below and tell us what you need in writing.

SEND US YOUR SCENARIO

The post June Rate Update | SMSF, NDIS & Co-Living Options appeared first on Scene Finance.

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