HOMEPAY
Build now,
pay later.

Help your clients build sooner with a construction lending solution that pauses eligible mortgage repayments for up to 12 months during construction.

HomePay gives you another solution for those who need greater cashflow during construction. By pausing eligible mortgage repayments on both the land and build for up to 12 months, clients can focus on completing their new home or investment property without the pressure of making repayments while construction is underway.

The application process is just like a traditional construction loan, making HomePay easy to integrate into your existing lending process.

Backed by competitive rates, generous servicing buffers and independently accredited builders, it’s a flexible lending solution that helps you create more opportunities for your clients and keep more construction deals moving.

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Luke & Lovena

From renting to owning

Austyn & Raewyn

Building their dream home

WHO IS IT FOR?
More flexibility,
more opportunites.

HomePay combines affordability, security and dependable construction lending into one flexible solution.

Available through Scene Finance Accredited Brokers, it gives you another way to help clients build sooner, manage cash flow more effectively and take advantage of HomePay’s unique Build Now Pay Later approach.

HomePay is ideal for clients who:

  • Are owner occupiers
  • Are investors
  • Are paying rent while building
  • Are building their next home while retaining an existing property
  • Are constructing an investment property and want repayments to commence after rental income begins
  • Already own land and want to build with a HomePay accredited builder
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Improve Cash Flow

Pause eligible mortgage repayments on both the land and construction loan for up to 12 months while your clients build.

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Lending Capacity

Competitive rates and generous servicing buffers help maximise borrowing capacity for eligible construction lending scenarios.

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Accredited Builders

Every HomePay build is completed by an independently accredited builder, providing greater confidence throughout the construction process.

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Familiar Process

The application and approval process follows a traditional construction loan, making HomePay simple to incorporate into your lending process.

Ask Our Brokers!

Good Finance – Without A Scene!

Hi Chris and your team, I would like to say THANK YOU for doing good finance – without a “scene”…

Your product is good – but a great product is useless without good support and staff.  You and yours assist wherever possible and ASAP you can, and I wanted on behalf of my team and me to say thanks for that.

Wishing you all the best for the future and the deals  to come

Gary Davis
Director, Commercial Brokers Australia

Chris and Jennifer were a pleasure to deal with

Chris and Jennifer have just Settled what could be considered a peculiar Commercial SMSF purchase. The professional approach to the scenario and the assistance provided throughout the process to Settlement was above and beyond anything I have encountered in a long time. Jennifer is amazing and her support was 1st class. Chris and Jennifer were a pleasure to deal with every step of the way. Thank you Scene Finance and I look forward to the next experience/deal. 

Allan Gee Dip. FMGT, CDEC
Finance / Mortgage Broker, Allan Gee Financial Services

Extremely helpful

Advantage Finance SA has worked with Chris over many years in different market-leading support roles so you can imagine our professional enthusiasm when Chirs founded Scene Finance, we requested our accreditation and haven’t looked back since. Chris and his team have been extremely helpful in providing competitive lending solutions with a smooth process from submission through to settlement.

 Well done, Chris, we look forward to building a long and rewarding relationship with Scene assisting our customers achieve their financial objectives through a guided journey together.

Grant Renshaw
Managing Director Advantage Finance (SA)
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