Vogue Commercial

RATE GUIDE | PURCHASE OR REFINANCE

MAX LOAN SIZE & LVR GUIDE

PRODUCT OVERVIEW

• Commercial securities only
• Borrower type(s) include Self Employed, Company & Trusts
• Loan sizes up to $25,000,000 (refer to your BDM for quote).
• ^Interest Only (Investment) available for up to 5 years with LVRs to 80%.
• Credit Impaired with minor life event impairment considered under 80% (rate loadings may apply).
• Product includes BPAY®, Internet Banking, ATM/EFTPOS access and Redraw.
• Cash out available to 80% with declaration of use.
• A re-approval fee of $200 is applicable after 90 days from the original approval date.

Full Doc | Self-Employed with One Year Financials requirements:

1. Most recent accountant prepared tax returns and recent NOA for individuals.
2. Most recent accountant prepared financial statements (most current financial year required). This is only if
   income is derived from a company. For sole traders and partnerships, only tax returns are required PLUS;
3. Latest available BAS or 3 months trading statements to evidence current turnover is consistent with the tax return for
   NCCP applications where; the tax return provided is over 6 months old and the LVR is greater than 65%.
4. ABN must be greater than 18 months old.
5. All other standard lending criteria applies.

APPLICATION FEES

Other terms, fees & charges may apply. Refer to the Postcode Guide for more details on acceptable security locations and LVR limitations.
Product availability & conditions are subject to change without notice. Australian Credit Licence 409 649. Rates effective from 15th March 2024