The Homepay program is epic for borrowers wanting to build their dream home for owner occupier’s or even if looking at construction for investment purposes. 

So many features & flexibilities that provide the buying power to the borrower has been intelligently thought through to make this very high LVR product incredibly appealing for clients.

Owner Occupied

• Residential House & Land up to 102% LVR
• Variable rates from 5.50% 
• Fixed rate options from 1 -5 years from 5.50%

Investment 

• Residential House & land up to 100% LVR
• Rates from 5.80% 
• Fixed rate options from 1 -5 years from 5.80%

Key Points:

• Owner Occupied to 102% LVR
• Investment to 100% LVR
• NO REPAYMENTS during the construction period (12 months max)
• 5 Year Fixed available with no break costs after year 3 
• Improved serviceability using Fixed Rate for assessment rate (5 Year)
• Super competitive variable rates 
• Builders must be approved for Homepay program
• More information available at Homepay website embedded HERE

Stay tuned for release in December 2025.

The post HomePay Construction appeared first on Scene Finance.

What this means for Scene Brokers, the best damn mortgage lenders in the the business, is that you will have far more control of your submission eco-system in a full journey environment that will let us get your loans settled even faster.

New loan lodgement through existing LoanApp V1 will be decommissioned on the 28th November & be reborn for new business on the 1st of December.

Any loans in the V1 system will be processed and settled as normal, in other words there is nothing you’ll need to do like relodge anything.

V2 will supercharge submissions by providing full reach across our loan products through our Vibe and Zoom programs in a secure, online environment.

In the coming days we will begin to issue new login credentials to you all so you will be able to easily switch over to the V2 architecture.

We’ll be available to assist if you have any questions on the next exciting chapter in our information age evolution.
Cheers

Chris W

The post SceneSational Simpology Update! appeared first on Scene Finance.

The Flip Side (our other stuff)

Easy Refi for Owner Occupied or Investment, rates from 5.69% >
Commercial Easy Refi rates from just 7.49% >
NDIS lending including construction up to 80% LVR >
Co-Living lending including construction up to 80% LVR >
Owner Occupied lending up to 95% >
Investment lending up to 95% >
Lo Doc for residential or commercial securities >
Rural securities with large acreage >

Scenario Central…What is it? Where is it?

In a rush…don’t feel like reading, researching or maybe you just wanna chat and bounce ideas for your deals? 

Hit us up on our scenarios hotline… call 0414 494 444 …or alternatively hit the link below and tell us what you need in writing.

The post July Rate Update | SMSF, NDIS & Co-Living Options appeared first on Scene Finance.

The Flip Side (our other stuff)

Easy Refi for Owner Occupied or Investment, rates from 5.69% >
Commercial Easy Refi rates from just 7.49% >
NDIS lending including construction up to 80% LVR >
Co-Living lending including construction up to 80% LVR >
Owner Occupied lending up to 95% >
Investment lending up to 95% >
Lo Doc for residential or commercial securities >
Rural securities with large acreage >

Scenario Central…What is it? Where is it?

In a rush…don’t feel like reading, researching or maybe you just wanna chat and bounce ideas for your deals? 

Hit us up on our scenarios hotline… call 0414 494 444 …or alternatively hit the link below and tell us what you need in writing.

The post June Rate Update | SMSF, NDIS & Co-Living Options appeared first on Scene Finance.

Scene Stealers

What can we help you with NOW?

• Easy Refi for standard Owner Occupied or Investment with rates from 6.70%
• Easy Refi SMSF with rates from just 6.99%
• SMSF purchases up to 90% LVR
• NDIS lending including construction up to 90% LVR’s
• Co-Living lending including construction up to 90% LVR’s
• Owner Occupied lending up to 95%
• Investment lending up to 90%
• Lo Doc for residential or commercial securities
• Rural securities with large acreage

For full details on our program or if you have a scenario to run tap through an email to hello@scenefin.au

The post Funking February | Hot List | Q1 2024 appeared first on Scene Finance.

So You Think You Can Finance?

Check out our Multi-Platform of Awesomeness!

• 95% LVR for Owner Occupiers
• 95% LVR for Investors
• 90% LVR for SMSF purchases 
• 90% LVR for NDIS lending including construction
• 90% LVR for Co-Living lending including construction
• 90% LVR for Self Employed with 1 Year Tax Return available 
• 80% LVR for Lo Doc
• 80% LVR for Expats
• 75% LVR for Commercial 

For full details on our program or if you have a scenario to run tap through an email to hello@scenefin.au

The post June Jam | SMSF from 6.99% appeared first on Scene Finance.

Please accept this letter as an acknowledgement to you and the team at Scene Finance.
As you know, we have worked with you and referred our clients to your firm for loan services
and products since your company’s inception. The experience thus far has been exceptional
and I would like to mention some of those areas from a mortgage broker’s perspective.

You and your team’s knowledge of policy, loan products and finance solutions are second to
none. It’s been invaluable to us at the initial stages in determining what is a good fit or not
and then once a deal is lodged, you could help navigate us through policy
and come up with an approval pathway. This skill set has often been the difference, which
has resulted in our clients and us receiving a successful outcome.

Having experienced many submissions and settlements, we have been extremely impressed
with your assessment efficiency & competence in getting the desired outcome, whilst also
having access to very competitive rates and specialised products with flexible policies (SMSF,
Easy Refi, NDIS & Construction to name a few..).

I have worked with only a few others in my life that would match the personable approach
and commitment level (in terms of broker support and wanting to help clients find a
solution) that Scene Finance offer & have provided to us as accredited brokers.

If you are a mortgage broker, I highly recommend including Scene Finance as part of your
overall service & product offering to your end clients.

-Jay Anderson (Licensed Mortgage Broker – Majestic Finance)

The post “The experience thus far has been exceptional!” appeared first on Scene Finance.